Section 530A savings accounts open July 4. Every child born on or after January 1, 2025 is eligible for a $1,000 federal deposit, placed in at enrollment. CPAs have five days to pull the right client list and make the call.

The Signal  — That $1,000 compounds tax-free for up to 18 years. Missing the July 4 start doesn't close the door, but it costs compounding days. One phone call to the right client is probably the most useful thing you can do before the holiday. What to watch: Watch for IRS guidance on whether employer and state contributions can stack on top of the federal $1,000. That answer will shape fall planning conversations.

Lyto (lyto.app)

Lyto is an AI agent that reads your screen and works across tabs, messages and tools without requiring integrations. If your team still copies data between QuickBooks, email and client portals, try it before spending on something bigger.

The wait is over. Whispers of Nystad is out now. A historical thriller where a coded letter can end a war. Follow Elsa across a frozen Baltic frontier as empires collide and every message carries a price. Available in paperback and ebook.

New tools and web apps are rolling out. See what's live and what is next.

Answer 16 questions about what you love, what you're good at, what the world needs and what you can be paid for. Nexairi Wayfinder maps the overlaps and tells you exactly what it means for your career.

That's the dispatch.

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— Jim

Jim Smart  ·  Founder, Nexairi

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